We believe in complete transparency. Here's exactly what you'll pay â no surprises, no hidden fees.
Our payday loan rates are competitive and comply with provincial regulations.
| Province | Cost per $100 | Example: $500 Loan | Total Repayment |
|---|---|---|---|
| Ontario | $14.00 | $70.00 | $570.00 |
| British Columbia | $14.00 | $70.00 | $570.00 |
| Alberta | $14.00 | $70.00 | $570.00 |
| Saskatchewan | $14.00 | $70.00 | $570.00 |
| Manitoba | $14.00 | $70.00 | $570.00 |
| Nova Scotia | $14.00 | $70.00 | $570.00 |
| New Brunswick | $14.00 | $70.00 | $570.00 |
| Prince Edward Island | $14.00 | $70.00 | $570.00 |
Here are all the possible fees you might encounter. Most customers pay only the standard loan fee.
Applying for a loan is always free. No obligation to proceed.
Pay off your loan early with no additional charges.
Charged if payment is not received within 3 days of due date.
Charged if your payment is returned due to insufficient funds.
If you need more time, contact us to discuss options.
No hidden administrative or processing fees.
Our installment loans offer competitive APRs based on your credit profile.
| Credit Profile | APR Range | Example: $5,000 / 12 months | Monthly Payment |
|---|---|---|---|
| Excellent (750+) | 19.99% - 24.99% | $5,000 loan | ~$465/month |
| Good (700-749) | 24.99% - 34.99% | $5,000 loan | ~$490/month |
| Fair (650-699) | 34.99% - 44.99% | $5,000 loan | ~$515/month |
| Poor (Below 650) | 44.99% - 46.96% | $5,000 loan | ~$525/month |
* APR and monthly payments are estimates. Your actual rate depends on your complete application.
At Crane Finance, we believe you deserve to know exactly what you're paying. That's why we:
No hidden fees. Ever.
Apply now to see the exact rate and fees for your loan. No obligation, no impact on your credit score.
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