Complete Our Online Application

Our streamlined application takes just 5 minutes to complete. No paperwork, no faxing, no hassle. Apply from your computer, tablet, or smartphone anytime, anywhere.

  • Available 24/7 on any device
  • No documents required to apply
  • Secure and encrypted connection
  • Save your progress anytime
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Get Instant Pre-Approval

Our advanced automated system processes your application in seconds. You'll receive an instant decision on your loan application, with no waiting around for callbacks.

  • Decision in seconds, not days
  • Automated 24/7 processing
  • No impact on your credit score for pre-approval
  • Clear terms displayed upfront
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Receive Your Funds

Once approved, your funds are transferred directly to your bank account. Most customers receive their money within 1 hour via e-Transfer or same-day direct deposit.

  • Funds as fast as 1 hour
  • e-Transfer or direct deposit options
  • No hidden fees or surprises
  • Funds available immediately
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Requirements

What You'll Need

Meeting our eligibility requirements is simple. Here's what you need to apply.

Be 18+ Years Old

You must be at least 18 years of age and a legal resident of your province.

Active Bank Account

Have an open bank account with a Canadian financial institution for at least 3 months.

Regular Income

Receive regular income of at least $1,000 per month via direct deposit.

Valid Email & Phone

Provide a valid email address and phone number for account verification.

Employed or Benefits

Be employed, self-employed, or receive government benefits (CPP, OAS, disability, etc.).

Canadian Resident

Be a permanent resident of Canada with a valid mailing address.

Ready to Get Started?

Apply now and see how much you qualify for. It only takes 5 minutes.

Start Your Application