Privacy Policy | Daily Pay Loans

📅 Last Updated: January 1, 2024

Your privacy matters to us. This policy explains how Daily Pay Loans collects, uses, and protects your personal information. We're committed to being transparent about our practices.

1. Introduction

Daily Pay Loans ("we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

2. Information We Collect

Personal Information:

Full name, date of birth, and Social Security Number
Contact information (email address, phone number, mailing address)
Employment information (employer name, income, employment status)
Bank account details (for funding and repayments)

Financial Information:

Credit history and credit score
Income and expense information
Existing debts and financial obligations

3. How We Use Your Information

To process your loan application and make lending decisions
To verify your identity and prevent fraud
To fund approved loans and process repayments
To communicate with you about your account and services
To comply with legal and regulatory requirements

4. Information Sharing

We may share your information with:

Credit Bureaus: To report your payment history
Service Providers: Third parties who help us operate our business
Legal Authorities: When required by law

We never sell your personal information to third parties for marketing purposes.

5. Data Security

We implement robust security measures including 256-bit SSL encryption, secure data centers, regular security audits, and strict access controls.

6. Your Rights

Access: Request a copy of your personal data
Correction: Request correction of inaccurate data
Deletion: Request deletion of your data
Opt-out: Unsubscribe from marketing communications

To exercise these rights, contact us at [email protected]

7. Contact Us

Email: [email protected]
Address: 123 Finance Street, Suite 500, New York, NY 10001