Thousands of pet owners have used Scratch Pay to give their pets the care they deserve.
"Scratch Pay saved my dog's life when I couldn't afford emergency surgery. The application took 2 minutes and I was approved instantly. The 0% interest option helped me pay it off without extra costs."
"So much easier than CareCredit. No confusing deferred interest, just simple monthly payments. My vet recommended it and I'm glad they did. Highly recommend for any pet parent."
"I was worried about my credit score but the soft check didn't affect it at all. Got approved for $3,000 and my cat got the dental surgery she needed. Payment reminders are helpful too!"
Reviews sourced from Trustpilot where Scratch Pay has a 4.5-star rating.
Used Scratch Pay for my German Shepherd's ACL surgery. The process was straightforward and I appreciated that I could see all the payment options before committing. Customer service was responsive when I had questions about my first payment date.
Verified CustomerMy kitten needed emergency care and I didn't have the funds available. Applied for Scratch Pay right at the vet's office and was approved within minutes. The 0% interest option for 6 months was perfect since I knew I could pay it off by then.
Verified CustomerGood experience overall. The application was easy and approval was quick. My only complaint is I wish they had longer 0% promotional periods like some competitors. Still, better than putting it on a high-interest credit card.
Verified CustomerA balanced look at what customers love and what could be improved.
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