Our Story
ScratchPay was founded with a simple mission: to remove financial barriers between pets and the veterinary care they need. We believe no pet should go without treatment due to financial constraints.
Today, we've helped over 500,000 pet parents access the care their pets need through flexible, transparent payment plans at more than 15,000 veterinary clinics nationwide.
Our Mission
To ensure every animal receives timely medical attention regardless of their owner's immediate financial situation by providing fast, fair, and flexible financing options.
Our Values
Compassion First: We understand the bond between pets and their families.
Transparency: No hidden fees, no surprise charges.
Accessibility: We evaluate beyond credit scores.
Speed: 5-minute approvals when your pet needs care now.